Government
VA Loans
Special mortgage programs for veterans and active military with zero down payment options and competitive rates.
Loan programs
Find the loan that fits.
Conventional to Non-QM, first purchase to reverse — ten programs across four families, matched to your situation.
10
Loan programs
Traditional·Government·Specialty·Business
Guides & tools
Explore mortgage resources
Start with practical education, market context, and calculators for buying or refinancing a home.
Non-QM loan paths
Understand the category and choose among Full Documentation, Bank Statement, and rental-property DSCR paths.
Read moreBank Statement loans
Compare personal and business statement analysis, deposit review, documentation, and conventional alternatives.
Read moreDSCR rental-property loans
Learn how long-term rental cash flow, business purpose, ratio inputs, and current product terms fit together.
Read moreHome buying guide
Follow the homebuying process from preparation through closing.
Read moreFirst-time homebuyers
Learn about preparation, loan programs, and common first-purchase questions.
Read moreMortgage pre-approval
Understand what pre-approval involves before starting a formal application.
Read moreCalifornia conventional loans
Review 2026 county limits, down-payment paths, credit rules, PMI, gifts, and seller contributions.
Read moreCalifornia FHA loans
Review 2026 FHA requirements, county limits, mortgage insurance, closing funds, and special situations.
Read moreRefinancing guide
Review refinance types, timing considerations, and the typical process.
Read moreRefinance loan options
Compare common refinance paths and the goals each option can support.
Read moreMortgage rate trends
Explore historical market averages and Treasury yield context.
Read moreMortgage news
Read current mortgage-market and home-financing updates.
Read moreMortgage calculators
Explore payment, affordability, amortization, and refinance scenarios.
Read moreHome affordability calculator
Adjust your housing budget and review the estimated home price and total debt-to-income ratio.
Read moreRefinance calculator
Compare monthly payments, closing costs, and break-even time for a proposed refinance.
Read moreTraditional
Conventional Loans
Traditional mortgages for borrowers with strong credit and stable income. Ideal for primary residences with competitive rates.
Read the guideGovernment
FHA Loans
Government-backed financing with a lower down payment option and flexible credit guidelines — for first-time buyers or not.
Read the guideSpecialty
Jumbo Loans
Large-value mortgages exceeding conventional loan limits for luxury homes and high-cost areas.
Specialty
Non-QM Loans
A guide to Full Documentation, Bank Statement, and long-term rental-property DSCR qualification paths.
Read the guideSpecialty
Interest Only
Specialized loans offering lower initial payments with interest-only periods for qualified borrowers.
Specialty
Reverse Mortgages
Home equity conversion mortgages for seniors aged 62+ to access their home equity without monthly payments.
Business
Commercial Loans
Financing solutions for business properties, multi-unit buildings, and commercial real estate investments.
Business
Business Purpose Loans
Specialized financing for business investments, including fix-and-flip projects and rental properties.
Conforming Loan Limits by County
Explore the Federal Housing Finance Agency's conforming loan limits for your area
Data provided by the Federal Housing Finance Agency (FHFA).Learn more at FHFA.gov
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